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According to one of my greatest mentors “It is not who you steal from that determines whether it is stealing, rather it is the act of stealing that makes it stealing”. This means whether you steal from your co- worker, government, office, friends, or even your spouse, stealing is stealing.

Sometimes people say it does not matter, until little issues like financial accountability begins to destroy relationships and marriages. I don’t think it is wise to go into a marriage with someone you cannot trust your finances with, so a degree of transparency with respect to finances from the period of courtship is encouraged.

I have heard of husbands who have bank accounts and investments their wives know nothing about and vice versa, simply because they do not trust their partners. I strongly do not believe this is the type of marriage Christ would be proud of. There are several school of thoughts with respect to transparency in marriage when it comes to finances, you hear things like “you can’t tell your husband everything”, “don’t trust women too much”, and so on.

If you can trust someone with your entire being (spirit, soul, and body), how much more your finances? Trust is either complete or entirely absent.

Of course, not everyone is entirely meticulous with finances, however I believe we can learn to be. A wise man once said “The definition of adulthood is responsibility”. Here are a few tips for attaining financial responsibility:

  • BE CONTENT: Live your size per time. The fact that you can’t afford something now doesn’t mean you will never have it someday. (1 Timothy 6 vs 6… Godliness with contentment is great gain)
  • HAVE A BUDGET: “Some people say I have my budget in my head”. I feel it’s better to have a written budget and also do an appraisal of how you’ve fared from time to time. (Habakkuk 2 vs 2… Write the vision, and make it plain upon tables, that he may run that readeth it)
  • LEARN TO SAY “NO”: Develop the ability to say NO to buying items you don’t necessarily need especially on credit (Proverbs 22 vs 7…The borrower is slave to the lender)

Finally, if you feel like you still need help, pray to the Holy spirit for a baptism of the spirit of wisdom (James 1 vs 5… If any of you lack wisdom, let him ask of God, that giveth to all men liberally, and upbraideth not;  and it shall be given him. )

Prayer: “Lord, give me wisdom to handle money wisely.

             Show me how to plan for the future

             Help me find the balance between spending needlessly and being miserly

             Help me seek your kingdom first, knowing that as I do, I will have all I need”

       (Matthew 6 vs 33 Seek ye first the kingdom of God and his

       righteousness and all these things shall be added unto you)”

I love the way Proverbs 31 verse 11 and 12 describes the woman here… “The heart of her husband doth safely trust in her, so that he shall have no need of spoil. She will do him good and not evil all the days of her life”. This shall be the testimony of every woman henceforth in Jesus name. May our husbands be able to trust us with everything including finances.